Compare our top 10 credit cards in July
|Barclaycard Platinum Balance Transfer Credit Card (31 mth)||0% on balance transfers for 31 months & purchases for 6 months||2.89%*||18.9%
3.5% BT fee reduced to 2.99% by refund
Fair interest rates after 0% period
Comes with Barclaycard PayTag
No money transfer facility
|Halifax Balance Transfer Credit Card||0% on balance transfers for 28 months, & on purchases for 6 months||2.45%||18.9%
Reduced BT fee of 2.45%
Move MBNA, Virgin & Barclaycard balances
Deals on travel, entertainment & shopping
|Nationwide Select Credit Card||0% on balance transfers for 26 months, 0% on purchases for 15 months||2.4%||15.9% APR|
0% on purchases for 15 months
NO foreign currency surcharges
FlexAccount with a Visa debit card
|Capital One Aspire World MasterCard||5% cash back in 1st 3 months + unlimited cash back of 1.25% on all future spending||N/A||19.9%
1.25 % cashback on all purchases thereafter
No longer has an annual fee
Capital One Identity Alert
No balance transfer or purchases deal
|Barclaycard Platinum Purchases Credit Card||0% on purchases for 14 months & balance transfers for 18 months||2.49%||18.9%|
Contactless Payment to £20
0% for 14 months on purchases
0% for 18 months on balance transfers
No money transfer facility
|American Express Nectar Credit Card||20,000 Nectar bonus points, worth £100 on spend of >£2000 1st 3 months||N/A||25.0%
Up to 4 Nectar points /£1 at Nectar Partners
2 Nectar points /£1 almost everywhere else
|BA Premium Plus American Express Credit Card||25,000 bonus Avios if you spend £3000 in the 1st 3 months||3%||56.4%
3 Avios per £ spent at BA, 1.5 /£ normally
Purchase protection & travel insurance
Companion ticket on spend over £10k p.a.
|American Express Platinum Cashback Credit Card||5% cashback 1st 3 mths, 1.25% thereafter||3%||18.7%
Double cash-back every 13th month
Enhanced purchase protection
Quality American Express insurances
No balance transfer deal
|Orange Prepaid Credit Card||Orange rewards points 1 for every £1 spent||Prepaid||Prepaid|
Very competitive charging structure
Orange rewards points
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