Compare our top 10 credit cards in October
|Halifax Balance Transfer Credit Card||0% on balance transfers for 28 months, & on purchases for 6 months||2.45%||18.9%
Reduced BT fee of 2.45%
Move MBNA, Virgin & Barclaycard balances
Deals on travel, entertainment & shopping
|Nationwide Select Credit Card||0% on balance transfers for 26 months, 0% on purchases for 15 months||2.4%||15.9% APR|
0% on purchases for 15 months
NO foreign currency surcharges
FlexAccount with a Visa debit card
|Capital One Aspire World MasterCard||5% cash back in 1st 3 months + unlimited cash back of 1.25% on all future spending||N/A||19.9%
1.25 % cashback on all purchases thereafter
No longer has an annual fee
Capital One Identity Alert
No balance transfer or purchases deal
|American Express Nectar Credit Card||20,000 Nectar bonus points, worth £100 on spend of >£2000 1st 3 months||N/A||25.0%
Up to 4 Nectar points /£1 at Nectar Partners
2 Nectar points /£1 almost everywhere else
|BA Premium Plus American Express Credit Card||25,000 bonus Avios if you spend £3000 in the 1st 3 months||3%||56.4%
3 Avios per £ spent at BA, 1.5 /£ normally
Purchase protection & travel insurance
Companion ticket on spend over £10k p.a.
|American Express Platinum Cashback Credit Card||5% cashback 1st 3 mths, 1.25% thereafter||3%||18.7%
Double cash-back every 13th month
Enhanced purchase protection
Quality American Express insurances
No balance transfer deal
|Orange Prepaid Credit Card||Orange rewards points 1 for every £1 spent||Prepaid||Prepaid|
Very competitive charging structure
Orange rewards points
FREE loading via bank or debit card
Cardchoices is a journalistic comparison website dedicated to providing up to the minute, unbiased news and information to help you compare credit cards.
To seek out the best credit card deals, we research the whole of the UK market. We're passionate about getting this information to you in real-time to help you make and save money, and the site is updated every day.
We also provide a critical response to breaking consumer news that may affect your decisions when you compare credit cards, or make decisions about which is the best credit card for you.
Recent research indicates that 3 million people in the UK will make a credit card comparison and switch card deals in the next twelve months. Around 2 million adults say they intend to apply for a new credit card when the interest free period on their existing card runs out.
If you're one of those people, you're in totally the right place. We're the credit card experts! You'll find we won't try and sell you insurance, mortgages or loans; this means our researchers can spend all their time tracking down the very best credit card offers for you.
Many of the great deals you’ll find on our site are only available here and online, and won’t be advertised in the high street, so apply now and be accepted today. The offer you see today may literally be gone tomorrow!
The site is free to use, if you want to know more about how we're funded take a look at About us