Get a Free Credit Report & Credit Check

If you have a problem with your credit history or just want to find out what the credit reference agencies have on their files about you, you have a statutory right to access that information.

If you are looking at taking on a new credit card, loan or mortgage, its worthwhile checking that your credit file is up to date and accurate before you apply for the credit.

The information is now available easily online FREE once you’ve proved who you are. These agencies also offer more in depth credit file information and analysis online, but you may have to pay for it.

Accessing your basic credit report online is FREE from Experian and Equifax. If you want to write to obtain a copy of your credit report you can do so, if you send in a £2 fee, and proof of your address for the last 3 years.

Call Credit is another agency that can supply the information, but they currently make a charge for this online, and don’t currently provide the service by post.

Check each companies website to see what other information you need to include to get a quick response. Their contact details are:-

Experian Ltd

Consumber Help Service
P O Box 8000
Nottingham
NG80 7WF

If you want to telephone Experian to order a credit report telephone 08 44 481 8000

If you want help to set-up accessing your credit report online you can call free on 0800 656 9000

Equifax PLC

Credit File Advice Centre
P O Box 1140
Bradford
BD1 5US

If you want to telephone Equifax to order a credit report telephone 08 44 41 46 073

Call Credit Ltd

One Park Lane
Leeds
West Yorks
LS3 1EP

If you want to telephone Call Credit to order a credit report telephone 0870 060 1414